The Importance Of Pet Insurance: Protect Your Pet Dogs From Day One

As a pet parent, you want to ensure that your pet is happy and healthy at all times. However, unexpected health issues can arise at any point in their life and the cost of veterinary care can quickly add up. This is where pet insurance comes in. Pet insurance plans for dogs not only provide financial protection for your pet's health but also ensures that your dear one is protected from day one. Although getting affordable pet insurance is important in general, certain factors explain why enrolling for one as early as possible is far more beneficial and necessary. 

Benefits of getting pet insurance early

Here are some solid reasons why getting your pet insured is essential for both your pet's health and your peace of mind.

1. Pre-existing conditions

Most pet insurance for dogs have restrictions on the coverage of pre-existing conditions. Pre-existing conditions generally refer to the illnesses or injuries that your pet developed before you enrolled them in insurance. If you wait until your pet is older or has already developed a health issue, you may have to spend heavily to treat them and cater to the norms provided in the insurance.

For example, Bruno is a dog who gets puppy insurance plans beforehand and develops cancer at the age of 3. In this case, Bruno is insured early, before having any pre-existing illnesses. Hence, his treatment cost will be reimbursed as per his dog insurance policy. 

In a different scenario, Coco is a dog of the same age. Like Bruno, he too develops cancer around the same age but he insured before. Hence, the norms for Coco’s policy will be different from that of Bruno.  

Therefore by getting early pet health insurance, you can avoid this issue, get reimbursed for your pet’s illnesses, and ensure that all future their health problems are covered. 

2. Accidents and illnesses 

Pets, especially young ones, are prone to accidents and illnesses. From ingesting harmful substances to breaking bones while playing, pets can get into all sorts of trouble. Younger pups are more curious about things that they find in the house and end up eating them. Sometimes that ends with an upset stomach but sometimes things might get serious and require immediate medical care. Apart from accidents, younger dogs are prone to illnesses while adapting to new surroundings. Early enrollment in a pet insurance policy can provide coverage for these unexpected incidents. This means that if your pet needs emergency veterinary care or treatment for an illness, you won't have to worry about the financial burden.

3. Cost savings

Although most insurance policies for pets have average premium rates, the rates vary due to several factors. Some of them include the type of pet, breed, age, weight, the number of add-on covers that are applied, etc. Comparatively, for younger pets the premium paid on insurance is lower. Hence by getting an affordable pet insurance early on, you can lock in a lower premium rate and save money in the long run. 

As pets age, they become more susceptible to a variety of health issues and may require more frequent vet visits. Having insurance coverage in place from an early age can help ensure that your pet has access to the care they need and as soon as they need.

4. Peace of mind

As a pet parent, you want to provide the best possible care for your pet. Knowing that you have a pet health insurance that covers for any unexpected health issues can give you peace of mind. A lot of times, financial burden might force you to postpone your dear pet’s treatment, building a gloomy cloud of guilt over you and making you worry constantly. But by getting your pet insurance early, you won't have to worry about the financial burden of veterinary care and can focus on providing your pet with the love and attention they need.

5. Breed Specific Conditions

Certain dog breeds are generally more prone to acquiring certain medical conditions, such as hip dysplasia or cancer. For example, Bulldogs are more liable to respiratory problems due to small nostrils and narrow trachea. Pugs are more likely to have eye problems because of their bulgy eyes. Moreover, the most serious yet common condition is the one where their eyes pop out of their socket. German Shepherds have long legs are more susceptible to hip dysplasia. Labradors are more prone to obesity. This makes their knees and legs weak and they might require surgery in future. Beagles are more likely to develop epilepsy, a brain disorder that causes seizures. Boxer dogs are more prone to cancer, including lymphoma and mass-cell tumours. By getting a pet insurance for your dog early, can help you get covered for these breed-specific conditions, which can be costly to treat without insurance. 

Paws Insurance: Pet Insurance For Dogs By Pawsindia 

Pawsindia Dog Health Insurance plan is a policy that offers a range of benefits, including a flexible premium payment option and a hassle-free claim settlement process for all breeds of dogs, including Indian Pariah! The plan covers various medical expenses incurred by your pet dog, including consultations, diagnostic tests, surgeries and hospitalisation. Additionally, the pet insurance plans for dogs also covers funeral costs, lost & stolen cover, emergency pet minding cover, home veterinary visits, expenses related to accidental injuries, third-party liability and even in the case of death due to illness or accident.